In a 3-2 decision, the South Carolina Supreme Court has concluded that public policy is offended by a portability limitation clause which purports to prevent non-resident relatives from importing UIM coverage from an at-home vehicle’s policy when the involved vehicle lacks UIM coverage. Nationwide Mutual Insurance Company v. Rhoden, Arrieta and Dickey (Op. No. 27131,… Continue Reading
Don’t Just Ignore Compliant Requests
Sometime ago, I wrote a blog article on the new Code Section 38-77-250, which requires automobile insurance companies to disclose, prior to suit, the limits of coverage pursuant to specific requests. Since then, I have had a number of inquiries asking two recurring questions. What is the operative trigger for the statute – the date… Continue Reading