Insurance Coverage

Well-informed on emerging insurance-industry issues and trends, the Collins & Lacy Insurance Practice Group has extensive experience representing American and London market insurers in insurance coverage issues.  Our practice ranges from initial coverage advice to appellate advocacy. 

We provide coverage opinions and draft reservation of rights and disclaimers.  We also monitor underlying litigation and provide ongoing advice. Our attorneys attend mediations on behalf of insurers, advocating the insurer's position to both claimants and the insured.  Our litigation experience includes first-party claims,  life insurance, commercial liability, automobile, and errors and omissions policies.   In first party claims, we can participate in the loss investigation and take examinations under oath and litigate if necessary. 

Our breadth of experience in coverage areas such as construction defect, reformation of automobile commercial policies, assault and battery, and arson complements our practice and enables us to effectively represent clients' issues specific to these areas and other areas.  We have the knowledge and skill  to represent insurers in issues in more complex issues such as excess-primary disputes and in additional insured issues. 

We litigate suits alleging bad faith and breach of contract accompanied by a fraudulent act. Our Appellate Practice Group can, if necessary, continue to provide skilled representation on the appellate level, working to provide the best possible outcome for the national and international insurers we represent.